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Showing posts with label state pension. Show all posts
Showing posts with label state pension. Show all posts

Friday, September 30, 2016

Pay-back time?

I never really know whether to be jubilant or deeply suspicious when Official Government Bureaucracy works in your favour. 
            The fact that I was able to park immediately opposite the front door of the Social Security Office in Gava was unsettling in itself, and I actually drove past the parking space at first because, obviously, it couldn’t possibly exist – it was far, far too convenient to be true.  But I backed into the space like a guilty thing and marched with a determined step towards the fray.
            I didn’t even get through the door.  The queue snaked out into the sunshine and a glimpse of the inside showed a serried rank of glum looking petitioners sitting waiting for a free official.
            I had come to the office to find out what an inscrutable official (stamped) letter meant.  It was important because it concerned my state pension – of which more anon.
            To make things simpler there is a machine at the entrance to the office that takes you identity number, links it to an appointment and spews out a numbered ticket.  You take it and wait, staring at an LED notice board watching for something approximating to your ticket.
            The machine was surrounded by a vociferous crush of people who were treating the ticket dispenser as if it were the sort of electronics that required a PhD at least to make it work.  I mean, I have to say it’s not rocket science: you press a button, type in your number, push another button and take your ticket.  Old women of all possible sexes were looking at the instructions on the machine as if they were written in Glagolitic and were building themselves up into a frenzy of incomprehension.
            My own situation was a trifle more complex as I had come on spec. as it were, in the vague hope that “just a little information” would not necessitate the making of an official appointment.  I was, in other words, trying to short-circuit the sacrosanct procedures of a Government Office!
            As the harassed woman from the information desk made her way back from trying to sort out the chaos by the number machine I waylaid her and in impeccably bad Spanish, but with an irresistibly winning smile!
            What followed is, I have to admit, a refutation of the mythic stories of unhelpful officials.  She explained what the document I was waving at her actually meant; she took me to a computer station; she sat me down, brought up my details and explained further; she printed out a new document for me and, most importantly, stamped it.
            It seems that I am entitled to a Pension in Spain!  This was completely unexpected and I could hardly contain my enthusiasm.  She was delighted at my delight and told me that usually people were pissed off with how much they were going to get.  As I had expected nothing, anything was a triumph.
            It’s not much, a couple of hundred euros a month, but, coming in is much better than going out and even after tax, it will pay for a few lunches a week.
            Like my official state pension from the UK, the actual amount is nothing to write home about, but my pleasure at receiving it is out of all proportion to how much it actually is!
            I have not, you understand, got a single solitary penny of either pension yet, so I am writing in a state of pleasurable anticipation.  This will last for a couple of months when something should be paid into my account.  The satisfaction will last for a few months more, right up until I find out exactly how much tax will have to be paid, then black depression will descend as I see exactly how much the states (Spain and the UK) think I can live on!  At least I know what to expect and so I can put aside a sum to pay the taxman in the New Year.
            My state pension from the UK is tax free as I don’t live in the country, but I understand that Spain will claim the right to rake in the cash – and don’t worry about my writing this and “letting them know” the UK and Spain have already contacted each other and my status is known by both countries.  No escape, in other words.
            Still, a Spanish Pension!  I was so delighted I wrote a poem, which I print below.

Pension bonding?



To those so young,
and dreading years ahead,
where work dictates the Moments of a Life,
or it apparently does so,                 
I might say               
                       there is
a rite of passage,
not anticipated ‘til,
it’s inadvertently revealed.

And it is this.

There will, I promise, come a time
when, out with friends, or at a meal,
you’ll chat, and when goodbyes are said
you will discover that there’s been
just one, sole, topic taking up your breath.

Some years ahead, for you, maybe,
but talked about with passion
or with pride – or fear.

A life-target that,
so long as you’re alive,
you’ll make.

I’ve reached the age where
what was said some
“not-so-many-years-ago”
is now a near enough reality.

And I observe
a process that involves
a bouncing to and fro
between two states
that claim me both.

I’ve always said I lead a double life,
as here in Spain, what is in Britain
just a letter placed between the
‘fore’ and ‘sur’ of my two names,
becomes a patronymic force and
SeƱor Morgan suddenly exists!

And I found out today,
(I have the printed sheet
and the official stamp)
that ageing Brit’s entitled to
a small (but welcome) sum,
paid monthly, right into his bank.

That illustrates more surely
than my bad Spanish can,
that one belongs, one is a part.

For nothing is more real
than the cement of governmental cash.


For those who are interested my latest drafts of poems can be read at http://smrnewpoems.blogspot.com.es and I will be happy to respond to any comments you might make.

Meanwhile I continue to get up early to go and have my swim, though I will have to do more if I am to lose the extra weight that the nurse demands I do.  And today a good swim was not matched by a good and restrained food intake.  And next week there are visitors and it will be churlish not to respond to their desire to eat well.  Perhaps I can limit the “drink well” part and feel smug and justified – though the scales are impartial and glacial when it comes to their view of reality!

Work continues on the anthology “Together Apart” with discussions continuing with the printer about what, exactly we can afford.  I think I see a resolution and I will have to contact my fellow poets to keep them in the loop.  I hope that publication will still be towards the end of next month.  I am, in spite of the darkness of some of my poetry, essentially an optimistic person.

Honestly!







Monday, September 26, 2016

Swim to forget?

Resultado de imagen de empty swimming lane








It is a reflection of the uniformly depressing nature of the ‘news’ nowadays that gaining an empty lane in my swimming pool for the whole of the duration of my metric mile crawl is enough to make me feel that not everything is ill with the world!
            I am still trying to get my head around the fact that Galicia, for the umpteenth year in succession, has elected a majority government of the criminally corrupt PP (Spanish Conservative) party!
Resultado de imagen de 2016 galician election











Given the welter of adverse publicity showing clear maladministration throughout the PP organization it takes a particularly strong peg to block the nose from the stench of corruption to actually vote for such an undeserving bunch.  But vote they did and they have thereby promoted their president to be the most likely person to take over from the walking joke that is the acting president of Spain.  God help us all!
            The Basque country voted as it always does for parties who loathe the politicians in Madrid, and we get ever closer to the break-up of Spain.
            Enough.  Disgust with the present political situation is becoming an idĆ©e fixe with me and I am aware that I am repeating myself, and powerless fury becomes boring after a while.  Although I can vote in local elections, I have no say in national ones and I can not take a direct part in the changes that are essential if Spain is to develop from its long post-transition malaise.  Frustration does not even begin to cover what I feel.

Self-interest is always more refreshing!  I have had a message on my phone telling me that my state pension has achieved a “resulta favorablemente” and that I will soon be getting something by post telling me the “resolucion”.  I am not sure what this means as my pension is going to be paid by the UK and the few years that I worked in Spain are not going to make that much difference to how much I get.
            The whole process of getting my state pension has been interesting one.  The initial application form for people claiming from overseas was horrific in its demanding detail.  A panicked phone call to the UK revealed that, if you have worked in Spain, you have to apply via the Spanish social security system and not via the UK.  Given the propensity for revelling in pointless bureaucracy in this country I was, to put it mildly daunted.  The reality was a delight!  It took about five minutes with a bloke in the local social security office and the administration was done!  Unbelievable!  I dully received a notification for Newcastle that things had been processed and I am now waiting for the cash!  I will be interested to see what the Spanish system has to say as I had assumed that everything was done and dusted.  As far as I am able to work out, I think that the work that I did in Spain gives me an extra quid a week: not much, but I’d rather get it than pay it.
            I fear that the lurking missive from the Spanish state is more likely to be about taking money rather than giving it.  If you live abroad then your state pension is paid to you in toto with no tax deductions.  At this point the omnipotent hacienda or Spanish tax people take an unhealthy interest and demand that it be taxed by them: not unreasonable as I do actually live here!  
Resultado de imagen de panama papers spain








Resultado de imagen de new duke of westminster          I will try and empty my mind of the numerous graphic instances in the recent past (vide The Panama Papers) where many of the rich and famous in Spain have taken to heart the notorious words of Leona Helmsley who said, “We don’t pay taxes.  Only the little people pay taxes” and have done everything in their power to ensure that none of their hard earned cash (!) goes to the taxman.  As a teacher who has been ‘taxed at source’ for the whole of his working career I feel that I occupy the moral high ground when it comes to the payment of taxes, and certainly on a higher plane than the new Duke of Westminster who has paid a laughable amount in death duties and I am sure will continue (legally) to pay the absolute minimum of tax, resulting in a retired teacher (e.g. moi!) paying a higher proportion of his income in tax than a man who owns Belgravia – among other choice chunks of London!
            Ah well, one mustn’t be bitter as it only shortens one’s life and affords merriment to those, like His Grace, above!

Resultado de imagen de note 7 exploding battery






My new phone (complete with un-exploding battery I trust) is now set to be delivered in the first week of October.  I have bought a charging station; a case, and extra memory for it already and so, quite apart from the horrendous price of the thing, I am now left with a further investment that will be nullified if I decide that I have waited long enough and cancel the order.
            To look at my frustration from another point of view, I could retexture this enforced period of waiting as a Zen-like meditative interlude of delayed gratification.  Which is good for the soul and is, of course, entirely foreign to modern expectations – and therefore I will be practising a dying skill.

At this time of the year, the weather can be gauged by the degree to which the foam cushions on the sunbed have dried out.  Although we have not had a great deal of rain during the day, we have had theatrical OTT storms during the nights, and the intensity of the sun during the day is sometimes insufficient thoroughly to dry out the material to the intensity of ‘bone’.  Today, for example, I have had to turn the mattress upside down on the terrace to allow the sun to do its work.  I was confined to plastic chair to lounge about a bit.  In fact I have just checked and the mattress is almost dry: it should be perfect for a little light sunbathing this afternoon!  There are advantages to living this close to the Med!

Tomorrow I go to the third of my classes in Spanish here in Castelldefels.  I am, it has to be said, dreading the experience as I fear that I will be way out of my depth given the extent of the knowledge of all the other people in the class: they seem to approach the use of verbs with delight while I am like some medieval cartographer inscribing “Here there be dragons” over those parts of a sentence which allow it to make sense!
            I shall, however, give it a go and see if I can survive and, as one friend has already pointed out, it will be an invigorating experience for me to be the inarticulate one in a language class for once in my life!  I only hope that there are revealing pictures in the textbook that we are due to be given tomorrow!

Life really does have a relentless quality that is both exciting and intimidating at the same time!